SetPayments was founded with a simple mission: to make payment processing more accessible, reliable, and secure for businesses of all sizes. We believe that every business deserves access to enterprise-grade payment infrastructure without the complexity and cost barriers that have traditionally existed in the financial services industry.

Our Mission

"To democratize access to modern payment infrastructure and empower businesses to create seamless financial experiences for their customers."

Our Journey

2020
Direct Debit Platform Launch

We launched our first product - a comprehensive direct debit platform that simplified recurring payments for UK businesses.

2021
Open Banking Integration

Expanded our platform to include open banking APIs, allowing businesses to access real-time account data and initiate payments directly.

2022
Series A Funding

Raised £15M Series A to accelerate product development and expand our engineering team across London and Sydney.

2023
PayTo Pioneer

Became one of the first companies to integrate with Australia's new PayTo payment system, enabling real-time consent-based payments.

2024
Enterprise Growth

Processed over 10 million transactions and expanded to serve enterprise clients across Australia, UK, and Europe.

2025
Global Expansion

Launching operations in North America and Asia-Pacific, with new partnerships and enhanced platform capabilities.

Our Values

🚀

Innovation

We continuously push the boundaries of what's possible in payment technology, staying ahead of industry trends and customer needs.

🔒

Security

Security is at the core of everything we do. We implement bank-grade security measures to protect our clients and their customers.

🤝

Partnership

We believe in building long-term relationships with our clients, providing exceptional support and growing together.

Reliability

Our infrastructure is built for 99.99% uptime, ensuring your payments are processed when your customers need them.

Leadership Team

JS
James Smith
CEO & Co-Founder

Former VP of Engineering at a major UK bank with 15 years of experience in financial technology and payment systems.

MJ
Maria Johnson
CTO & Co-Founder

Previously led engineering teams at leading fintech companies, specializing in API design and scalable payment infrastructure.

DL
David Lee
Head of Product

Product leader with extensive experience in open banking and payment innovation across Australia and Europe.

SC
Sarah Chen
Head of Security

Cybersecurity expert with background in banking security and regulatory compliance across multiple jurisdictions.

Join us on our mission

Partner with SetPayments and be part of the future of payment infrastructure.

Get in Touch
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2019
Company Founded

SetPayments was established by a team of fintech veterans with experience from leading payment companies and major banks.

2020
Direct Debit Platform Launch

We launched our first product - a comprehensive direct debit platform that simplified recurring payments for UK businesses.